Does Assurant give refunds? (2024)

Does Assurant give refunds?

You can cancel at any time and we won't charge you any fees. So, for example, if you purchase an annual plan but cancel after six months, we'll refund you for those last six months you already paid for. To cancel, visit MyAssurantPolicy.com or call our 24/7 automated system at 1-800-432-8612.

Is Assurant deductible refundable?

The replacement product will not exceed the maximum replacement value (excluding taxes and delivery) of the original product. Your approved claim is subject to a non-refundable deductible based on your equipment type as defined in your coverage documents.

What happens if I don't return my damaged phone to Assurant?

We must receive your defective device within 15 days of when you receive your replacement. If we do not receive your device within 15 days, we'll charge the non-return fee. This fee is equal to the no-contract retail price of your defective device (not exceeding $1,400).

Can I cancel an Assurant claim?

Cancel a claim or check claim status

If you find your phone and need to cancel your claim, contact Assurant. They can answer questions about your claim status, deductible, or other claim-related concerns.

How long does it take to get a claim from Assurant?

PLEASE ALLOW 15 BUSINESS DAYS FOR YOUR CLAIM TO BE PROCESSED. AFTER YOUR CLAIM HAS BEEN PROCESSED, YOU WILL RECEIVE A LETTER ADVISING OF APPROVAL, DENIAL OR REQUEST FOR ADDITIONAL INFORMATION.

Can I get a refund on phone insurance?

If you change your mind about insurance

If you buy mobile phone insurance and then decide you don't want it, you have a 14-day cooling-off period, starting from the day you bought it. This means you can cancel the policy within that time and get all your money refunded.

Why did my insurance refund my deductible?

Subrogation is a way to protect yourself and your insurance company from paying for a motor vehicle collision that was not your fault. Basically, with subrogation, an insurance company receives money from the liable driver's insurance company, so the not-at-fault driver gets their deductible back.

Can you return a replacement phone to Assurant?

Once a customer has received a replacement device for a physical damage claim, they must return their claimed device immediately. If a customer doesn't return their device within 10 days, Assurant will send them a reminder 14 days after the shipment of their device and again at 21 days.

What damages does Assurant cover?

What is considered accidental damage Assurant?

If you purchased the Accidental Damage Coverage Benefit, your coverage expands to include damage from handling, liquid spills and item drops. This coverage does not cover willful damage, negligent use, theft or loss.

Is Assurant a good company?

Ratings distribution

Assurant has an employee rating of 3.6 out of 5 stars, based on 2,700 company reviews on Glassdoor which indicates that most employees have a good working experience there.

Does Assurant wipe your phone?

Data Security

All SIM and memory cards are removed and destroyed, personal data is wiped, and each device is checked against the GSMA lost and stolen database.

How long does Assurant take to repair a phone?

Once we've completed our assessment we will arrange for mobile phones to be repaired within 3 working days or 5 working days for gadgets. Please note that if there are any problems with the device after we've done our checks, such as Find My iPhone is still active, then it will take longer to organise a repair.

How many times can you file a claim with Assurant?

There is a limit of 2 approved accidental damage, loss or theft claims for every 24-month period from the date you purchased the Plan.

What type of insurance is Assurant?

The company provides a wide range of non-life insurance products. It offers insurance products for renters, lender-placed, home, vehicle, flood, and manufactured housing. It also offers electronics, appliances and jewelry protection insurance, mobile protection insurance, and pre-paid funeral arrangements insurance.

Is Assurant and Asurion the same company?

Assurant is a $10.2 billion-a-year insurance company with a presence in the automotive and housing industries — as well as mobile devices, which puts it in competition with Nashville-based Asurion LLC.

How do I return my device to Assurant?

Is it worth paying for phone insurance?

If you're not prepared to spend hundreds of dollars to repair or replace your phone at any moment, cell phone insurance can save you time, money, and the headache of being stranded with a broken phone.

Do you lose your no claims discount if you cancel your car insurance?

Do I lose my no-claims discount if I cancel my insurance? Yes, it's likely you'll lose that year's no-claims discount because you won't have completed one full year of claim-free driving.

Is it better to have a $500 deductible or $1000?

If you're more likely to get into an accident, you won't want to pay out a higher deductible. However, if you're generally a safer driver, your car insurance premiums will be lower with a $1,000 deductible.

Will I get my deductible back if I'm not at fault?

Getting Your Deductible Back

Yes, if you have to pay your deductible and you were not at fault, you may be able to get it back from the at-fault driver's insurance company. This is called subrogation.

Why do I have to pay deductible when it's not my fault?

You must pay your deductible every time you seek compensation from your car insurance company, regardless of how the accident happened. However, if you decide to sue the liable party for damages, your car accident lawyer could include the deductible as part of the settlement you seek from their insurance company.

What does Assurant do with old phones?

Our global distribution network across 21 countries enables us to resell your used mobile phones in secondary markets, providing improved connectivity for tens of millions of people around the world.

Does Assurant send the same phone?

Does Assurant give new phones? Assurant doesn't give new phones as a replacement, usually. It offers customers refurbished phones of similar quality. If there is no refurbished phone available, then Assurant provides a new phone of similar quality.

What does Assurant cover on phones?

Coverage for accidental damage, loss, and theft. Coverage for hardware service issues (mechanical breakdown). Screen repair is available through Assurant's Repair Network. Call Assurant to make an appt at one of the Phone Repair locations.