How rare is a 750 credit score? (2024)

How rare is a 750 credit score?

VantageScore credit scores also range from 300 to 850. VantageScore says credit scores between 661 and 780 are good scores. This means that a 750 credit score is considered a good score by VantageScore. According to Experian, 38% of Americans have a VantageScore credit score that falls within the good range.

What is a rare credit score?

If you have a FICO credit score over 800, your credit is considered exceptional — and, 24.1 percent of the scorable population had credit scores in the 800 to 850 range in April 2023, according to FICO. So, while getting an 850 credit score is difficult, a score above 800 seems like a more achievable goal.

What rate can I get with 750 credit score?

How rare is 825 credit score?

Membership in the 800+ credit score club is quite exclusive, with fewer than 1 in 6 people boasting a score that high, according to WalletHub data.

Is 800 credit score rare?

According to a report by FICO, only 23% of the scorable population has a credit score of 800 or above.

How rare is an 820 credit score?

Your score falls in the range of scores, from 800 to 850, that is considered Exceptional. Your FICO^® Score and is well above the average credit score. Consumers with scores in this range may expect easy approvals when applying for new credit. 21% of all consumers have FICO^® Scores in the Exceptional range.

How rare is a 900 credit score?

It's exceedingly rare for anyone to have a credit score over 900, as most credit scoring models have a maximum limit of 850, and even achieving that score is uncommon.

Who has a 999 credit score?

A credit score of 999 from Experian is the highest you can get. It usually means you don't have many marks on your credit file and are very likely to be accepted for a loan or credit card.

Is a 999 credit score rare?

How common is a 999 credit score? Most people won't have the top score of 999. But remember that any score that's classed as “excellent” by a credit reference agency will give you access to the best deals.

Can I buy a house with 750 credit?

With a 750 credit score, you're in the running for pretty much every kind of home loan. FHA loans, VA loans and USDA loans all have much lower minimum credit score requirements, and conventional loans have a minimum credit score requirement of 620.

Is there a big difference between 750 and 800 credit score?

While credit scores of 800 or above are labeled “exceptional,” a score of 750 will likely get you some of the best rates available for auto loans and mortgages. You'll also have access to some of the most attractive credit card products.

Is 750 credit score good at 21?

A 750 credit score is considered excellent on commonly used FICO and VantageScore scales, which range from 300 to 850. The exception is if you are new to credit because a high score isn't always enough. The length of your credit history and how much debt you carry relative to your income also matter.

What is the riskiest credit score?

A bad credit score is a FICO score below 580, meaning it falls in the poor credit range. Along the same lines, a bad score in the VantageScore model is one below 601, which would belong in the poor or very poor credit ranges.

What is the poorest credit score?

Well, there are several credit score ranges. For instance, 780–850 may be considered "excellent" while 720–780 may be seen as "good." But when it comes to a range that may be seen as bad, a score between 300 (the lowest) and 660 fits into the “poor” category.

What is the average US credit score?

What is the average credit score? The average FICO credit score in the US is 717, according to the latest FICO data. The average VantageScore is 701 as of January 2024. Credit scores, which are like a grade for your borrowing history, fall in the range of 300 to 850.

What is the average credit score by age?

Is A 1000 credit score good?

For a score with a range between 300 and 850, a credit score of 700 or above is generally considered good. A score of 800 or above on the same range is considered to be excellent. Most consumers have credit scores that fall between 600 and 750. In 2022, the average FICO^® Score^☉ in the U.S. reached 714.

What is a good age of credit?

What is a good length of credit history? While there's no such thing as the perfect “age of credit,” a FICO study reveals that for people with 800+ FICO Scores, their average age of credit accounts was 128 months (a little over 10.5 years).

Does 900 credit score exist?

While older models of credit scores used to go as high as 900, you can no longer achieve a 900 credit score. The highest score you can receive today is 850. Anything above 800 is considered an excellent credit score.

How rare is 843 credit score?

Your 843 FICO^® Score falls in the range of scores, from 800 to 850, that is categorized as Exceptional. Your FICO^® Score is well above the average credit score, and you are likely to receive easy approvals when applying for new credit. 21% of all consumers have FICO^® Scores in the Exceptional range.

Can I buy a house with a 704 credit score?

Mortgages with a 704 Credit Score

More than 40% of first mortgages go to borrowers with credit scores below 740, so you should be able to finance your home purchase without much issue.

How common is 770 credit score?

Your score falls within the range of scores, from 740 to 799, that is considered Very Good. A 770 FICO^® Score is above the average credit score. Consumers in this range may qualify for better interest rates from lenders. 25% of all consumers have FICO^® Scores in the Very Good range.

How rare is an 830 credit score?

Lauren Smith, WalletHub Staff Writer

Less than 21% of people have a credit score in the 800-850 range.

Is 887 a good credit score?

A credit score of 721-880 is considered fair. A score of 881-960 is considered good.

Who has a 0 credit score?

Fortunately, no one's credit score can equal zero – the range for FICO scores is 300-850 – and even people with poor or bad credit have a credit score of at least 300. A “no credit score” means there is insufficient information for a credit score calculator to compute a score.