What is the best credit card for a 675 credit score? (2024)

What is the best credit card for a 675 credit score?

The best credit card for a 675 credit score is the Citi Double Cash Card, which has a $0 annual fee and offers 2% cash back on purchases. The Citi Double Cash Card also reports to the major credit bureaus every month, so it can help you improve your credit history if used responsibly.

Can I get approved with a 675 credit score?

A 675 credit score is generally a fair score. While a lot of people have fair scores, you may still find it difficult to get approved for credit without high fees and interest rates with a score in this range.

Can I get a Chase credit card with a credit score of 675?

With the Chase Freedom Unlimited card, you can earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. This card typically has similar approval ratings to the Chase Freedom Flex, requiring a slightly higher minimum credit score, in the range of 675.

What is the easiest credit card to get with a 670 credit score?

One of the best credit cards you can get with a 670 credit score is the Petal® 2 Visa® Credit Card. This card offers unlimited 1 - 1.5% cash back on purchases and has a $0 annual fee.

Can I buy a house with a credit score of 675?

A credit score to buy a house doesn't have to be perfect. In fact, the minimum credit score to buy a house can be as low as 580, which falls into the “fair credit” category. With a credit score of 620 or higher, you're eligible for most types of mortgages.

What can I do with a credit score of 675?

A FICO^® Score of 675 provides access to a broad array of loans and credit card products, but increasing your score can increase your odds of approval for an even greater number, at more affordable lending terms.

Where does a credit score of 675 rank?

675 Credit Score: What You Need to Know. If your credit score is 675, you are right in the middle. According to Experian, the average American consumer has a FICO Score of 714 as of 2021, and anything in the range of 670 to 739 is generally considered to be a good credit score.

What is the easiest Chase card to get approved for?

The best Chase starter credit card is the Chase Freedom Rise℠ because it accepts applicants with limited credit history and reports to the three major credit bureaus on a monthly basis. The Chase Freedom Rise℠ also rewards cardholders with 1.5% cash back on all purchases, and it has a $0 annual fee.

What is the easiest Chase credit card to get approved for?

The easiest Chase credit card to get is the Chase Freedom Rise℠, as applicants can get approved for this card with limited credit. This means the odds of approval are good even for people who are new to credit, making the Chase Freedom Rise℠ much easier to get than other Chase credit cards.

What credit score is needed for a Citi credit card?

Most cards offered by Citi require a good to excellent credit score—670 to over 800. The cards with such requirements are some of the most rewarding cards offered, but there are options if your score is not quite at that level.

Can I get a Discover card with a 670 credit score?

To qualify for the Discover it Miles card, you'll need a good or excellent credit score. Like the Discover it Cash Back, this means you'll want a credit score of 670 or above.

Can I get a Chase credit card with 670 credit score?

Most Chase credit cards are intended for consumers with good to excellent credit scores (FICO® Score of 670 or higher). A score above 700 is even better and gives you a strong chance at approval.

Can I get a Discover card with a 600 credit score?

The minimum credit score needed to get most Discover credit cards is 700 or above. There are a few Discover cards for which there's no minimum credit score requirement, such as the Discover it® Secured Credit Card which you can get with a bad credit score (below 640).

What credit score is needed for a 300k house?

Federal Housing Administration (FHA) loans need at least a 580 FICO Score with at least a 3.5% down payment (which amounts to $10,500 on a $300,000 home). Conventional loans require a minimum FICO® Score of 620 along with a 3% down payment (which amounts to $9,000 on a $300,000 home).

How to raise 675 credit score?

What is a good credit score by age?

What is the average interest rate for a 675 credit score?

How good is a 675 Transunion credit score?

A very poor credit score is in the range of 300 – 600, with 601 – 660 considered to be poor. A score of 661 – 720 is fair. And an excellent score is in the range of 781 – 850. Think of these rankings and ranges as guides, not hard-and-fast rules for what good credit is.

How to go from 650 to 750 credit score?

What is the average credit score in the United States?

The average FICO credit score in the US is 717, according to the latest FICO data. The average VantageScore is 701 as of January 2024. Credit scores, which are like a grade for your borrowing history, fall in the range of 300 to 850.

What is the most accurate credit score?

The most accurate credit scores are the latest versions of the FICO Score and VantageScore credit-scoring models: FICO Score 9/10 and VantageScore 3.0/4.0. It is important to check a reputable, accurate credit score because there are more than 1,000 different types of credit scores floating around.

What is a good credit score to buy a house?

Generally speaking, you'll likely need a score of at least 620 — what's classified as a “fair” rating — to qualify with most lenders. With a Federal Housing Administration (FHA) loan, though, you might be able to get approved with a score as low as 500.

What credit card does everyone get approved for?

The OpenSky® Plus Secured Visa® Credit Card is the easiest credit card to get approved for because there's no credit check for new applicants. In addition to being easy to get, the OpenSky Plus Card has a $0 annual fee and reports to the major credit bureaus, making it easy to save money and build credit.

What is the minimum credit score for a Chase card?

For most Chase credit cards, you need at least good credit to be approved, which is a credit score of at least 670. A score of 740 or higher bumps you into the “very good” credit range and gives you an even stronger chance at approval. This score requirement is standard for most rewards credit cards.

What is the easiest Citi card to get?

What is the easiest Citi credit card to get? If you are wondering how to get a credit card with a low credit score or limited credit history, the easiest Citi card to go for is the Citi® Secured Mastercard® * The information for the Citi® Secured Mastercard® has been collected independently by Blueprint.